Benefits of buying a insurance through an agent
Freedom
An insurance carrier's risk is typically lower when issuing policies through brokers because proactive agents provide clients with sound risk management advice to help reduce their risks and exposures.
This business value can be overrated and underrated. Personally, when I need a new pair of shoes, I have an idea of what I want. The retail store's customer service will not get in the way of my purchase.
However, when dealing with something as delicate as insurance, positive interactions are so crucial.Imagine divulging sensitive information or calling in the middle of an emergency. If the person on the other side of the phone is familiar, friendly and has your trust, you will feel safe. Now imagine if it was a stranger... every time. Yikes!
Insurance made simple
Don't make insurance more complicated than it already is. To really be on top of your insurance policies, there are so many insurance terms, legal clauses and coverage limits you must be aware of.
Think of your agent like an advisor, a lawyer and an advocate. They handle all of the complex, unsatisfying aspects of insurance on your behalf, while providing insight and advice when necessary.
Save time
Save money
Assuming you make the right decision and go with an independent insurance agent, you have a much better chance at saving money. Independent insurance brokers use their experience as leverage to keep insurance companies honest with their rates. They also shop your policies annually.
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